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Smart Money Smart Kids:Raising the Next Generation to Win With Money

Dave Ramsey and Rachel Cruze

The founder of Financial Peace University has mapped out a plan that has helped millions of adults become financially secure. Now he teams up with his daughter to work on the younger generation. Ramsey espouses sound advice for preaching a goal of debt-free living, and Cruze explains how it worked growing up Ramsey style. Using Mom and Dad's example, of course, even the youngest children can learn the "envelope method" of budgeting what to spend, save, and give from elementary age through college. The goal is to graduate from college debt-free.